Curtis Lyman with HighTower Advisors
January 21, 2013 § Leave a comment
Curtis Lyman, a partner at HighTower Advisors, knows that picking an investment strategy can be a daunting task. There are many options available, each with benefits and drawbacks. That is why it is so important to consult with a professional financial advisor when considering your choices, some of which are outlined below.
“Buy and hold” or indexing is an option with a low-risk, long-term return approach. The indexing strategy is simple: buy a broad range of stocks from a market index and sit on them. Despite market fluctuations, over an extended period, the overall value of the index will show steady growth. On the other hand, immediate returns may be low.
The “top quality” approach involves investing in large-cap stocks, such as AT&T, that pay dividends and show consistent, long-term health. These stocks tend to be reliable even in uncertain times, and are often easy to sell because of their popularity. However, they can be risky in the short term, and are not as reliable in the long term as index fund options.
Another option is investing in the markets of developing areas like southeast Asia. These “emergent markets” have been growing very quickly over the last few years, and as such, their potential for a good short-term return on an investment is high. Because emerging markets are inherently unstable, though, investments made there are much riskier than those made in domestic markets.
These are just a few of the many investment portfolio options available. With so many choices, it helps to get expert advice. Curtis Lyman has more 30 years of experience helping clients choose strategies that are right for them. Visit the HighTower website at www.hightoweradvisors.com to learn more about his services.